**Terms and Conditions**
Welcome to the Golden Age Pension Planners Pte Ltd website. By accessing or using our website, you agree to comply with and be bound by the following terms and conditions of use. If you disagree with any part of these terms and conditions, please do not use our website.
**1. Acceptance of Terms**
Your access to and use of this website is conditional upon your acceptance of and compliance with these terms. These terms apply to all visitors, users, and others who access or use the website.
**2. Description of Services**
Golden Age Pension Planners Pte Ltd, located at 8 Marina Boulevard, #05-02, Marina Bay, Singapore, 018981, provides financial services specializing in pension planning, retirement advisory, investment management, and estate planning for Singaporean citizens and permanent residents. Our services include Retirement Planning, Investment Management, Estate Planning, Pension Fund Management, and Financial Education Workshops.
**3. Intellectual Property**
The content, layout, design, data, databases, and graphics on this website are protected by intellectual property laws and are owned by Golden Age Pension Planners Pte Ltd or its licensors. You may not reproduce, modify, distribute, or otherwise use any material from this website without our prior written consent.
**4. Limitation of Liability**
Golden Age Pension Planners Pte Ltd shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or the inability to use our website or for the cost of procurement of substitute goods and services or resulting from any goods or services purchased or obtained or messages received or transactions entered into through or from our website or resulting from unauthorized access to or alteration of your transmissions or data, including but not limited to, damages for loss of profits, use, data, or other intangibles, even if we have been advised of the possibility of such damages.
**5. Disclaimer of Warranties**
The information provided on this website is for general informational purposes only and does not constitute financial advice. Golden Age Pension Planners Pte Ltd makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
**6. Governing Law**
These terms and conditions shall be governed by and construed in accordance with the laws of Singapore. Any dispute arising out of or relating to these terms and conditions shall be subject to the exclusive jurisdiction of the courts of Singapore.
**7. Changes to Terms and Conditions**
Golden Age Pension Planners Pte Ltd reserves the right to modify these terms and conditions at any time without prior notice. Your continued use of the website following any changes constitutes your acceptance of the new terms and conditions.
**8. Contact Information**
If you have any questions about these terms and conditions, please contact us at 8 Marina Boulevard, #05-02, Marina Bay, Singapore, 018981.
**9. Website Use**
You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the website. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within our website.
**10. Third-Party Links**
Our website may contain links to third-party websites that are not owned or controlled by Golden Age Pension Planners Pte Ltd. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that Golden Age Pension Planners Pte Ltd shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites.